Hamro Pay
Load, send, split and request money — then pay electricity, TV, internet and mobile top-ups, all from one wallet.
Key features
Load money
Load money via mobile banking, e-banking or Connect IPS.
Send money
Transfer funds to any HamroPay account or any bank account.
Split money
Divide group expenses fairly and effortlessly among members.
Ask money
Request funds from others and collect payments owed to you.
Electricity
Pay your electricity bills securely in seconds.
Top-up
Recharge Ncell, NTC and Smart Cell instantly.
TV
Settle your TV bills in just a few clicks.
Internet
Pay your internet bills hassle-free.
About Hamro Pay
Hamro Pay is a digital wallet from Hamro Patro that keeps your everyday money in one place. Load funds from your bank, send money to friends or any bank account, split shared bills fairly, and request payments owed to you — all in a few taps.
Beyond transfers, Hamro Pay makes bill payments effortless: recharge Ncell, NTC and Smart Cell, and pay your electricity, TV and internet bills securely in seconds. One app for money and everyday utilities.
Get Hamro Pay
Free to download.



